La Cuenta Clara

La Cuenta Clara is an educational information platform focused on retirement, savings, and Uruguay’s pension system. It helps people understand how retirement works, review their AFAP and employment history, and make informed plans for their financial future. Its guidance is presented in accessible language and organized around different life stages, from starting a first job to preparing to retire.

The site explains topics such as pension contributions, AFAP investment returns, accumulated savings, retirement options, and circumstances in which some savings may be withdrawn. It also offers practical tools and content to help users estimate scenarios, compare considerations, and identify useful next steps. Beyond retirement planning, La Cuenta Clara introduces savings and investment alternatives, including deposits, bonds, investment funds, shares, retirement insurance, and property. Its explanations cover factors such as time horizon, risk, availability, costs, and objectives, without telling users what to buy. Visitors can explore articles and frequently asked questions, submit questions, and consult information about sources and methodology.