Latte is a free savings tool designed to help people pause before making online purchases and put money toward their savings instead. Its browser extension is planned for Chrome and Safari, with launch expected in late 2026. Shoppers can browse participating stores as usual; when they reach checkout, Latte shows how the amount they are considering spending could grow over time if saved. Users choose whether to save, adjust the amount, and confirm the transfer. Latte does not move money automatically, and the service has no subscription, trial period, or premium tier.

When shoppers skip a purchase, the items are added to a “Sleep on it” watchlist. Latte tracks prices and can notify users if an item drops, while keeping a link to return to the product later. The service also offers savings challenges with potential reward boosts. At launch, Latte plans to support Amazon, Walmart, Target, Best Buy, eBay, Etsy, Nordstrom, and Zappos.