Lattice Financial, LLC is a fee-only financial planning firm registered as an investment adviser with the State of North Carolina. The firm provides fiduciary planning designed around clients’ values, priorities, and goals, helping them organize and review financial matters including taxes, investments, insurance, and real estate. Its approach aims to make the most of available resources while minimizing taxes.

Services include project-based financial planning for people seeking guidance on a specific topic without an ongoing advisory relationship. Comprehensive financial planning offers continuing support, regular plan reviews, and adjustments as life changes. For clients seeking professional portfolio management alongside comprehensive planning, Lattice Financial builds low-cost, tax-efficient, diversified portfolios, often using index funds, and provides ongoing support to help clients stay disciplined.

Founder Seth B. Mullikin, CFP®, previously worked as an attorney in South Carolina, in wealth management at The Vanguard Group, and with financial advisors at ROL Advisor. Lattice Financial offers introductory calls to discuss potential projects and fit.