Lavalier

Lavalier is a jewelry insurance provider offering specialized coverage for the valuable pieces customers treasure. Its policies are designed specifically for jewelry and provide broad protection against loss, damage, theft, and mysterious disappearance worldwide, subject to policy exclusions and terms. Customers can obtain an online quote in under a minute and apply in less than ten minutes; applications and payments are handled online, with expert agents available by phone. Coverage begins after the application is approved and payment is received.

Lavalier offers personalized policies for individually scheduled jewelry, as well as an optional endorsement for eligible lower-value items. Customers may choose deductibles ranging from $0 to $25,000, and discounts may be available for home alarms, safes, qualifying gemstone reports, or secure storage. Appraisals are required for items valued at $5,000 or more; detailed sales receipts may be accepted for lower-value pieces. Lavalier is a member of W. R. Berkley Corporation, whose insurance subsidiaries hold an A+ rating from A.M. Best.