Legacy Path is a fee-only, fiduciary financial planning firm dedicated to pastors, ministers, and ministry staff. As a Registered Investment Adviser, it is paid by clients rather than through commissions or financial products, and serves ministers virtually nationwide. Its work focuses on the financial decisions specific to clergy, including housing allowance rules, church retirement plans, 403(b) rollover strategies, Social Security and SECA considerations, and retirement income planning.

Clients begin with a free, half-hour conversation to discuss their needs and assess whether the firm is a suitable fit. The Pastor Retirement Checkup is a focused, paid engagement that provides written findings about a client’s retirement position, with no ongoing commitment. It costs $599 for an individual or $799 for a married couple. Those who want continued support can choose ongoing planning and investment management, with scope and fees provided in writing before work begins. The firm also offers annual planning meetings, written reviews of clients’ tax returns, and help with questions as they arise.