LIFE CARD is a Japanese credit card brand offering payment and financial services for individuals, businesses, and merchants. Its personal card range includes annual-fee-free cards, student cards, Disney-design cards, and Stylish, a revolving-payment card that lets customers adjust monthly payments. The brand promotes a points program in which cardholders earn points on purchases, with points valid for up to five years; purchases in the cardholder’s birthday month earn three times the points. Student cardholders can also receive cashback on overseas spending, and the site highlights Japanese-language overseas assistance.

Customers can use LIFE CARD for in-store and online shopping, utility bills, travel, and other everyday payments. Additional services include ETC cards, cash advances, the V Preca reloadable Visa prepaid card, gift cards, insurance information, financial planning, and loan support. The LIFE-Web Desk and mobile app help customers manage cards and check account activity, while the company also provides security support, lost-card reporting, and customer assistance. LIFE CARD serves corporate clients and merchants through business cards and related services.