Lock Wealth is an independent, fee-only fiduciary financial planning firm based in Atlanta, Georgia, serving clients locally and virtually across the United States. Led by Ben Loughery, CFP®, CRPC™, the firm focuses on helping people approaching or living in retirement turn savings into reliable, tax-smart income. Its clients include pre-retirees, recent retirees, business owners planning an exit, and people navigating decisions such as leaving an employer or managing a large pre-tax retirement balance.

Lock Wealth offers retirement income planning, tax planning and Roth conversion strategies, Social Security guidance, cash flow planning, estate planning, business owner planning, and investment management. Its planning-first approach means clients can receive advice without moving their accounts; investment management is considered only when appropriate and is presented without pressure. The firm emphasizes personalized judgment, coordination, and ongoing accountability, connecting financial decisions with taxes, investments, and life circumstances. Prospective clients can begin with a complimentary 15-minute introductory call, followed by a clear proposal outlining the plan and fees before any commitment.