Luminous Wealth is a wealth management and life coaching firm founded by Tim “Jai” Baker, who brings four decades of experience overseeing the financial affairs of individuals and families. The firm takes a holistic, collaborative approach, combining financial guidance with support for clients’ personal and professional well-being. Its aim is to help people build financial sustainability while creating lives aligned with their values and goals.

Services include evidence-based investment management, risk management, tax planning, and estate and charitable planning. The team develops personalized strategies, including insurance recommendations, tax-efficient financial plans, and approaches to wealth transfer and philanthropy. Luminous Wealth also offers life coaching and self-discovery processes intended to help clients clarify their priorities and shape a purposeful financial journey.

Clients can begin with an introductory call and assessment, then work with advisors and coaches to develop and refine a tailored course of action. The firm serves clients in person or virtually and provides ongoing support.