Lumo Wallet

Lumo Wallet is a self-custody cryptocurrency wallet designed for personal use and business payments. It lets users hold, send, receive, swap and spend crypto while keeping their private keys on their own devices. The app supports more than 17 networks, including Bitcoin, Ethereum, Solana and major stablecoins. Swaps carry a flat 0.4% fee plus network costs, while buying and selling start at 1.0%, depending on the provider. Users can also stake ETH, SOL and ADA, borrow against crypto, purchase gift cards, and access tokenised US stocks and ETFs through Lumo Markets. Lumo Basic and Pro debit cards enable spending directly from a wallet balance.

For businesses, Lumo offers crypto checkout, card checkout, invoicing, plugins and development tools, alongside business account features and sales analytics. Crypto checkout has no processing fee; card payment features require approval. A handheld point-of-sale terminal is also planned, with pre-orders opening in January 2027 and shipping scheduled for April. Lumo Wallet is launching on 1 July 2026 and offers support resources in multiple languages.