Liikennevakuutuskeskus (LVK) is a pivotal entity in Finland safeguarding the rights of those affected by traffic accidents and managing the ramifications of lapses in mandatory traffic insurance. Established to ensure safe traffic conditions, LVK plays an essential role in enforcing traffic insurance laws, which were recently updated in June 2024. The organization also oversees the work of the Onnettomuustietoinstituutti (OTI), which focuses on enhancing traffic safety through comprehensive accident investigations and statistical analysis.

LVK provides essential services related to vehicle and transport insurance obligations, offering guidance on compulsory insurance requirements, exceptions, and processes for those who have neglected their insurance duties. Additionally, they facilitate the claims process for traffic accident damages, ensuring that victims can seek compensation effectively. From verifying the need for insurance to claims management and the coordination of accident data collection, LVK is dedicated to fostering safer road usage in Finland, thus promoting a more secure environment for all road users