Malarik Financial Services is a financial planning firm in Chardon, Ohio, serving individuals and families who are approaching or already enjoying retirement. The firm focuses on building long-term, trust-based relationships and creating strategies tailored to each client’s goals, circumstances, and desired lifestyle. Its signature Life by Design Formula™ provides a structured planning process: clients define retirement goals, organize assets, plan income, optimize investments, consider tax strategies, and protect their estate. The approach also includes scheduled reviews and adjustments to help keep plans aligned with changing needs.

Services include retirement planning, tax planning, investment strategies, insurance strategies, long-term care planning, estate planning, and legacy planning. Retirement income guidance addresses Social Security claiming and planning for both essential expenses and personal goals. Portfolio services include purpose-driven allocation and account monitoring, while tax planning may involve distribution strategies and Roth conversion analysis. Malarik Financial Services also offers educational resources, including a complimentary guide to key areas of retirement planning, and invites prospective clients to schedule a complimentary review.