Meow is a financial technology company offering a unified platform for business banking and financial operations, particularly for startups, funds, real estate businesses, crypto-native companies, and global teams. It is not a bank or lender; banking services are provided through partner banks, and financing is arranged through partner providers.

Businesses can access checking accounts, fee-free ACH and wire payments, checks, invoicing, and virtual or physical cards with customizable spending controls. The platform also supports international payments and USDC and USDT transfers, alongside integrations for payroll and accounting tools. AI agents can help users open and manage business accounts through supported tools.

Additional services include bookkeeping for eligible startups, federal and state tax filing, 409A valuations, and access to business financing, term loans, lines of credit, and SBA loans through partners. Meow also offers treasury features, including access to Treasury bills, international government securities, foreign exchange, and investment products through its registered investment adviser, subject to eligibility and account requirements.