Meritrust Credit Union is a full-service financial institution serving members and communities with personal and business banking, lending, and financial services. Its personal banking options include checking and savings accounts, certificates of deposit, money market accounts, IRAs, youth accounts, and specialized savings and checking products. Members can also access auto, home, home equity, personal, student, and secured loans, as well as financing for boats and recreational vehicles. Credit card options include rewards, member-select, and share-secured cards.

For businesses, Meritrust offers checking and savings accounts, money market accounts, certificates of deposit, business loans and credit cards, treasury and merchant services, and business insurance services. Additional offerings include wealth management, financial education, insurance, safe deposit boxes, wire transfers, loan payment services, and debt protection. Digital and remote banking tools include the Meritrust Mobile app, mobile wallet, online statements, direct deposits, and video appointments through its virtual branch. The credit union also supports community organizations and provides resources to help members manage their finances.