MFSA (Malta Financial Services Authority) is the premier financial services regulator in Malta, overseeing and regulating various sectors including banking, insurance, investment services, securities markets, pension schemes, and more. Since 2018, MFSA has also taken on the responsibility of regulating Virtual Financial Assets. Driven by their mission and vision, MFSA operates under a set of core values including integrity, trustworthiness, and dependability.

They strive to be an independent, proactive, and trustworthy supervisory authority, safeguarding market integrity and maintaining financial sector stability for the benefit and protection of consumers. To achieve their goals, MFSA implements a risk-based approach to supervision, allocating resources and devising supervisory plans based on the unique risk profiles of the entities they oversee. This ensures effective risk management and regulatory compliance.

With a strong governance framework in place, MFSA is governed by the Board of Governors and the Executive Committee. Their risk management framework, including policies on risk culture and risk appetite, ensures better identification and management of risks across the organization. Overall, the MFSA is committed to becoming a leading and forward-looking financial services regulator, earning the respect and trust of both industry professionals and the general public, while contributing to a strong and dynamic financial sector in Malta