MidLyr is a regulatory risk observability platform for banks, fintechs, and banking-as-a-service providers managing AI across financial services. Built by compliance and engineering leaders from financial institutions, the company helps organizations see and govern AI agents in real time while keeping people in control. Its platform has three components: BaseLyr connects AI agents through an API, checks interactions against controls, and logs risk; CtrlLyr lets teams monitor sessions, pause or override activity, escalate issues, and maintain audit trails; and RegLyr maps regulatory requirements to an organization’s charter and checks AI actions against applicable rules.

MidLyr also supports AI governance, dispute and complaint investigations with case packages, and collections and servicing with call-ready briefs. The company says its tools can help teams achieve agent coverage and become audit-ready in weeks, rather than the months often required for AI governance. MidLyr serves fintechs, enterprise banks, and BaaS providers seeking to manage regulatory risk without slowing innovation, and offers a free trial and product demonstrations