Millennium bim is the digital banking service of Banco Internacional de Moçambique SA, serving individual and business customers in Mozambique. Its offerings cover everyday banking and financial needs, including accounts, bank cards, savings, loans, insurance, and solutions for buying a car or home, travel, education, and family protection. Customers can access services through digital channels such as Smart IZI, IZI Internet Banking, and the Millennium bim helpline.

The Smart IZI app is available for Android and iOS smartphones and tablets, with access in Mozambique and abroad. Online features include account access, digital statements, transaction alerts, and internet payments with Verified by Visa. The website also provides information on account opening, exchange and interest rates, fees, security guidance, and customer support.

A credit simulator lets users explore a personal loan for public employees, subject to assessment and approval. Millennium bim also highlights Mpoint service spaces for business customers, mobile wallets, and Western Union operations, bringing banking and related services together across its customer channels