Money 4 You

Money 4 You Loans is a Utah-based lender offering flexible installment loans through online applications and in-person service at 20 locations across the state. The company serves residents seeking an alternative to payday loans, with loan amounts ranging from $50 to $5,000 and repayment terms from 61 days to 18 months. Applicants need proof of income and a state-issued photo ID, and can apply online, by phone, or at a branch.

Online loans may be funded directly to a bank account, while customers can begin an in-person application and seek approval before visiting a location. Money 4 You Loans says approvals may be available in as little as 15 minutes and that it does not charge prepayment fees. It also offers a Diamond Tier rate benefit to qualifying returning customers in good standing.

The website features customer reviews, frequently asked questions, financial advice, and educational articles. Its locations serve communities including Salt Lake City, Ogden, Sandy, Layton, Clinton, and West Jordan