MoneyGuy is an Australian financial technology brand offering an AI money assistant that helps people understand and manage their finances using their own account data. Customers can connect accounts from leading Australian banks, including CommBank, ANZ, NAB, Westpac, ING and Macquarie, with read-only access and 256-bit encryption. MoneyGuy automatically reviews transactions, bringing recurring subscriptions, price increases, spending patterns and other changes to users’ attention without requiring spreadsheets or manual data entry.

Users can ask questions and receive answers based on their numbers, while proactive notifications can flag upcoming renewals, loan rates worth reviewing and potential spending drift. The service also helps organise tax-relevant spending and explore investing scenarios by showing available surplus. MoneyGuy offers these features in one subscription, priced at $12 per month or $120 per year, with cancellation available at any time. The company says it does not run ads or sell customer data and is independent of product providers.