Montoya Wealth Management is an independent, fee-only registered investment advisor based in Prescott, Arizona. Founded by Brandon Montoya and Erica Ryberg, the firm provides fiduciary investment management and financial planning designed around each client’s financial situation and goals. Its approach emphasizes personalized service, transparent asset-based fees, and advice intended to put clients’ interests first. The firm selects investments with broad diversification and low internal fees, and does not earn commissions on investment decisions.

Services include comprehensive financial planning, retirement planning, tax planning and preparation, investment and asset management, budgeting, and debt management. Montoya Wealth Management also offers financial plans and ongoing support, with regular communication by phone or text. Clients can access portfolio reporting through Blueleaf and financial planning tools through RightCapital. Charles Schwab serves as custodian for client assets. The firm is located on Willow Creek Road in Prescott and provides meeting bookings and a client portal. Its team includes portfolio manager Brandon Montoya, financial planner Erica Ryberg, and business manager Amanda Hiler.