The Mortgage Advice Company is an independent mortgage and insurance advisory firm based in Lower Hutt, serving clients across Greater Wellington, the Hutt Valley, Porirua, Kapiti and the Wairarapa, with a dedicated adviser also covering Auckland. It compares lending options from banks and non-bank lenders, then provides recommendations based on each client’s finances, property and goals. The team assists first-home buyers with KiwiSaver withdrawals, deposit planning and pre-approval; supports investors and developers with lending structures; and advises on refinancing, business finance and commercial loans.

It also helps clients assess whether changing lenders could save money after fees and break costs. Through its partnership with The Insurance Advice Company, the firm offers advice on life, income protection, trauma and critical illness, permanent disability, medical and mortgage protection insurance. The company says it is not bank-owned and does not allow lender incentives to guide its recommendations.

Its brokerage was recognised in the NZ Adviser awards in 2023, 2024 and 2026