Zuma is an African super app designed to bring everyday services together through one account and wallet. Its platform spans ten modules: finance, logistics and mobility, food, commerce, living, work, health, travel, entertainment, and community and aid. Users can send and receive money, budget, access loans, shop or bid in auctions, order rides and deliveries, book bus seats, find health services, arrange travel, and discover events and cinemas. The marketplace also covers housing, real estate, professional services, jobs, catering, and fundraising.

Zuma says it operates across 54 African countries, with services and prices adapted to local markets and currencies. Its finance features include payments, savings, budgeting, and connections to lenders, while the wider platform supports merchants, riders, service providers, organisations, and customers. The company describes a shared wallet connecting activity across its modules, with features such as verified providers, escrow for certain transactions, and identity checks for financial limits. Zuma also offers business services, including cloud, domains, and hosting, and invites users to create accounts, browse services, or explore partnership opportunities.