Available for iOS and Android, it connects to bank accounts and cards to bring transactions into one activity feed and build a forward-looking monthly budget. The app automatically identifies recurring paychecks and bills, while allowing users to correct details or add income and expenses manually. It calculates a daily safe-to-spend amount, reserves savings goals before estimating available spending, and offers budgeting modes for both steady paychecks and variable or gig income.

Users can view upcoming bills and paydays on a calendar, receive configurable reminders, and track spending by category. Categories can be customized, and transactions are sorted automatically with options to correct or guide the categorization. eReceipt also matches forwarded digital receipts or photos of paper receipts to card transactions, organizing purchases into line items and showing taxes and return windows. The service is free to download, with monthly and annual subscription plans.