L & N Credit Union is a trusted financial institution that has been serving the Birmingham, Alabama community since 1952. Originally established by Mr. D.

C. Spain, the credit union was created to provide railway employees with an alternative to pawning their pocket watches during times of need. Today, L & N Credit Union offers a wide range of financial products and services to meet the needs of its members.

Whether you're looking for a loan, a new account, or simply exceptional member service, L & N Credit Union has you covered. They strive to offer value to their members through competitive loan rates, deposit rates, and a variety of products. Their dedicated team is committed to providing a challenging work environment that promotes hard work and excellence, ensuring that you receive the best possible service.

Membership at L & N Credit Union is open to employees and retirees of the City of Tarrant, CSX Transportation, and other affiliated companies, as well as to individuals who are part of other designated groups or organizations. Family members, whether related by blood or marriage, are also eligible to join. Once a member, always a member - your membership is for a lifetime and not affected by job changes or retirement.

Joining L & N Credit Union is easy. All you need to do is fill out a membership application and deposit at least $25 into a regular share account. With convenient hours of operation from 8:30am to 5:00pm Monday through Friday, you can visit their main office located at 4101 Vanderbilt Road in Birmingham.

At L & N Credit Union, your financial well-being is their top priority. Enjoy the benefits of membership and experience the difference of a credit union that is focused on you. Contact L & N Credit Union today to discover how they can serve your financial needs