My Safe-To-Spend is a personal finance tool designed to help households understand how much money they can safely spend. Instead of mentally tracking upcoming bills and expenses, users get one clear, regularly updated spending figure for each account. The service supports multiple accounts, including checking, savings, and HSA accounts, and lets users reserve money for upcoming bills, record expenses, and see their available spending amount respond in real time.

Households can invite a member to share the same financial view, while email reminders help keep information current. The tool is designed to be quick to update and reduce the effort of remembering every financial commitment. My Safe-To-Spend offers a 30-day free trial with access to all features, up to five accounts, one invited household member, and unlimited items.

After the trial, customers can choose a monthly subscription for $9. 99 or an annual plan for $99, with cancellation available at any time. The service is currently described as being in early access