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Nikolas Hasenau is an independent financial broker offering transparent, personalized advice on insurance, investing, wealth building and retirement planning. Based in Lennestadt, Germany, he advises clients in person and online, helping them understand their finances, manage risks and work toward individual financial goals. Rather than promoting one-size-fits-all products, Hasenau develops a financial plan based on each client’s circumstances and priorities, using independent comparisons to identify suitable coverage and competitive costs.

Services include financial planning, ETF investing through lump-sum investments or savings plans, ETF-based pension solutions, retirement advice, occupational disability insurance, private health insurance and supplementary coverage, and broader insurance protection. The advice can bring investments and insurance together, review existing contracts, and identify areas where coverage or costs may be improved. For investing and retirement planning, clients can explore the differences between a bank investment account and an ETF pension policy and consider a strategy suited to their needs. Hasenau emphasizes explaining the advantages and disadvantages of available options, giving clients time to make informed decisions, and keeping financial arrangements aligned with changing circumstances. Prospective clients can book an initial consultation.