Nibbles is a pet-focused financial services brand offering an all-in-one credit card that combines rewards with pet insurance. Designed to help make pet care more manageable, the Nibbles card earns 3x rewards on purchases at pet stores, for pet services, and at licensed veterinarians, plus 1x rewards wherever Mastercard is accepted. The card has no annual fee, and its stated variable APR is based on the U.S. Prime Rate plus 17.74%, up to 29.99%; terms and conditions apply.

Eligible cardmembers receive a base pet insurance policy for one pet, with coverage and pricing varying by state. Available policy features may include accident or accident-and-illness coverage, subject to deductibles, reimbursement rates, annual limits, and policy terms. Nibbles also offers optional coverage upgrades, including prescription care, wellness and vaccination benefits, exam fees, alternative treatments, and certain emergency-related expenses. Discounts may be available when adding additional pets. The brand promotes a straightforward claims experience and provides online support resources, FAQs, and account access. Coverage availability can change as Nibbles expands into additional states.