Nippy

Nippy is a Latin American technology company building infrastructure for the independent economy, serving workers who earn income outside traditional employment. Its modular platform connects users, digital platforms, financial institutions, partners, and governments, helping address limited access to financial services and the lack of conventional credit histories. Nippy offers solutions for platforms, banks and fintech companies, and government organizations, alongside a console, learning resources, API access, and integrations.

The Nippy ecosystem guides users through onboarding, data collection, activation, and access to financial products. The company also highlights a user-facing flow delivered through WhatsApp, including benefit activation. Its infrastructure is operating across more than 40 cities in Latin America, with reported activity of over 889,000 connected users, 8 million transactions processed, and 40 million alternative data points processed. Nippy identifies Mexico, Colombia, the Dominican Republic, Argentina, and Uruguay among the countries where it operates. The company lists Mastercard, Bank of America, and BID Lab among its supporters and provides information about partnerships, company details, contact channels, and legal policies.