Norttiva Consórcios is a Brazilian consultancy that helps individuals, families, and entrepreneurs plan purchases through consórcio, a group-based credit system. Established in 1998, the company draws on 27 years of experience and offers personalized guidance from choosing a plan through contemplation and the use of a credit letter. Norttiva compares options from multiple administrators and banks, aiming to match the plan and contemplation timeline to each client’s goals.

Its offerings cover real estate, vehicles such as cars, motorcycles, and trucks, and services including travel, surgeries, renovations, and education. The company also describes an “acceleration” method and supports clients with bids, subject to their authorization, to help improve their chances of receiving credit sooner. Norttiva emphasizes responsive service, transparency, and ongoing assistance, and explains consórcio costs and processes, including administration fees, draws, bids, and cancellation rules.

Based in Itajaí, Santa Catarina, it invites prospective customers to contact a specialist or simulate a plan to explore options for their needs