Nova Credit is a credit infrastructure and analytics company that helps businesses assess consumers and expand access to financial products using consumer-permissioned data. Its platform brings together information from international credit bureaus, bank data aggregators, payroll systems, and documents, turning these sources into insights for credit risk and income verification. The company serves lenders and organizations across banking, fintech, credit unions, auto lending, tenant screening, and affordable housing.

Its products include Credit Passport, which helps businesses evaluate newcomers with limited domestic credit histories; Cash Atlas, which uses bank transaction data to support credit risk assessment; Income Navigator, which automates income verification; and Eligibility Compass, which helps speed income and asset verification. The Nova Credit Platform supports data onboarding and underwriting in one environment, while its services team offers integration support and strategic guidance.

Operating as a consumer reporting agency under the Fair Credit Reporting Act in the United States, Nova Credit also manages consumer disputes.