Novatae Risk Group

Novatae is a specialty insurance distributor that connects clients and brokers with coverage solutions for complex and underserved risks. The company operates as a managing general agency (MGA), program underwriter, Lloyd’s Coverholder, and wholesale insurance broker, offering exclusive underwriting solutions across dozens of industry classifications through a network of more than 500 global insurers. Its approach brings together responsive brokers, underwriters, and program managers to help clients find suitable options.

Novatae’s offerings include MGA programs such as allied healthcare, assisted living facilities, animal mortality, builders’ risk, construction defect, convenience store, fine art and specie, flood, miscellaneous professional liability, and private client solutions. Its broader specialty lines include casualty, cyber and privacy liability, environmental coverage, errors and omissions, garage liability, inland and ocean marine, management liability, property, and workers’ compensation. The company serves industries including construction, financial services, healthcare, hospitality, manufacturing, real estate, and transportation. Novatae also provides practical support, including quote requests, broker searches, claims filing, payments, and broker appointment services.