Oak Summit Wealth Management is a San Diego-based financial advisory firm serving clients locally and nationwide. Founded by Michael Randall, a CFA charterholder, CFP professional, and IRS Enrolled Agent, the firm brings investment expertise, comprehensive planning, and tax knowledge together in a coordinated long-term relationship. Oak Summit is fee-only and fiduciary, offering objective advice for one transparent fee, with no investment commissions.

Its services include comprehensive financial planning, retirement and income planning, tax planning, and customized investment management. Tax-focused strategies may include Roth conversions, charitable giving plans, executive compensation planning, tax-efficient withdrawals, and portfolio design. Investment portfolios are tailored to clients’ goals and emphasize evidence-based methods, low costs, and transparency. The firm also provides estate planning guidance and support through major life transitions.

Oak Summit works with retirees, professionals nearing retirement, business owners, self-employed clients, inheritors, and families facing divorce, widowhood, or other significant financial decisions. Its approach connects planning, investments, and taxes so clients can evaluate choices across their broader financial lives and move forward with greater clarity and confidence.