OnTop is not your traditional bank, but it offers so much more. We make managing your finances simple so you can focus on building your business. With just a few minutes, you can open your digital EURO account without any credit checks.

The quick and easy registration process will have you up and running in no time. Speed and efficiency are our priorities. You can open your account online with just a few clicks from your computer or smartphone.

On our website, you'll find an overview of your account and a list of Mastercard cards connected to it. Forgot when you made a payment? Check the transaction list with just one click. Set usage limits on your onTOP account for added security.

Try onTOP Business, the online account with a dedicated IBAN for companies and professionals. Designed to simplify your daily financial tasks, payments, and bookkeeping, onTOP Business can be used in addition to or as a replacement for traditional banks. Order your business Mastercard® and get your IBAN.

Our online support is available for any inquiries. Try onTOP Personal. Open your account online in just a few minutes directly from your smartphone.

All you need is your identification document at hand, and with a few clicks, you can register and order your black Mastercard. Add, send, and receive money from your onTOP account. Open your account online without any credit checks.

Use your black Mastercard for all your purchases. Discover more at onTOP. Download the App to manage your personal or business account.

Learn more about our terms and conditions and data security. Choose onTOP, and have your money anytime, anywhere. OnTop: Your Money at Your Fingertips