Optum is a brand that aims to improve health and financial well-being by transforming how people and organizations save, spend, invest, and pay for healthcare. They offer a range of products and services to help individuals and organizations better manage their healthcare costs. For individuals and families, Optum provides care, financial services, and pharmacy services.

Their care services include health benefit accounts such as health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs). These accounts allow individuals to save on qualified medical and dependent care expenses, giving them more control over their healthcare spending. Optum also offers tools and calculators, financial resources, and member support to help individuals make informed choices about their health and finances.

Industry professionals, including consultants, brokers, employers, and government agencies, can also benefit from Optum's services. They provide comprehensive solutions for managing healthcare costs and improving healthcare outcomes. Overall, Optum is dedicated to helping individuals and organizations save money on healthcare expenses and achieve better health and financial outcomes