Upward Oregon is an initiative led by the Oregon State Treasury to help people across the state build financial confidence and plan for the future. It brings three savings programs together with practical tools, flexible resources, and community partnerships, supporting goals that range from education and disability-related expenses to retirement. Oregon ABLE helps people with disabilities and their families save without losing government benefits.

Embark offers flexible, tax-advantaged savings plans for education after high school. OregonSaves provides workers in Oregon with access to a simple, adaptable retirement savings plan. Upward Oregon also connects residents with Financially Fit Oregon, a Treasury-sponsored hub offering no-cost financial education to strengthen money skills and confidence.

For community organizations, the initiative provides information, outreach support, and performance-based grants through Embark and Oregon ABLE to help families access savings accounts. Its resources include program materials, presentations, staff training, and educational tools. Designed for different needs and budgets, Upward Oregon aims to make saving and planning more approachable for Oregonians at every stage of life