Overman Capital Management is an independent, full-service financial services firm founded in 2002 to help people pursue their financial goals. Based in New Bern, North Carolina, the firm serves current and future retirees, small business owners, family-oriented young professionals, and federal employees. Its team includes financial advisors Rob Overman and Jay Rishel, CFP®.

The firm provides financial planning and investment guidance tailored to clients’ circumstances. Its work may include retirement readiness, Social Security claiming strategies, tax-aware income planning, portfolio diversification, and reviews of investment costs and risk. Overman Capital Management also helps clients consider insurance and long-term care options, consolidate accounts, assess business ventures, and review estate planning documents and beneficiary designations. For business owners and couples combining finances, the firm can help organize personal and business assets and develop a coordinated financial approach.

Through illustrative client scenarios, Overman Capital Management describes supporting both immediate decisions and longer-term plans, including retirement income and legacy goals. The firm emphasizes ongoing advice and notes that each person’s situation is unique.