Pagga is an automated back-office platform for startups and small teams, bringing finance, compliance, and operations together through a single chat interface. Its AI executive team comprises six agents that coordinate specialist tasks, with compliance screening designed to run before financial activity. The CFO Agent manages Solana smart-account treasury, USDC payments and invoicing, while providing cash-flow analysis and runway reports.

The Payroll Agent supports batch USDC payments, contractor payments, and standing orders, with transactions recorded on-chain. The Intelligence Agent provides financial summaries and anomaly alerts. For legal and company setup, Pagga offers tools to generate documents such as SAFEs, NDAs, contractor agreements, and IP assignments, manage cap tables and partner invitations, and form Delaware C-Corps or Wyoming LLCs.

Its Compliance Agent screens counterparties for KYC/AML and sanctions. Pagga uses non-custodial programmable smart accounts and the x402 payment protocol, with on-chain settlement and reconciliation. The platform also lists corporate virtual cards, multi-entity support, custom agent prompts, accounting integrations, and an agent marketplace among its capabilities or planned platform features