Paisa24 Finance is the digital lending brand of Barota Finance Limited, an RBI-registered non-banking financial company (NBFC). Built for salaried individuals in India, the platform offers digital access to short-term credit, with an online application, AI-based credit assessment and loan decisions designed to arrive quickly. Applicants can check eligibility, review a personalized offer and see the interest, processing fee, GST, total repayment and due date before accepting. The company says approved funds are typically disbursed to a bank account in under 30 minutes, though approval and timing depend on eligibility.

Paisa24 lists salary advances, short-term micro loans and personal loans, as well as loans against mutual funds. Its website gives different amounts and repayment periods for different products, with short-term options generally ranging from seven to 45 days and other personal loans available through lending partners. The service emphasizes paperless applications, transparent pricing, data security and responsible collection practices. It also provides loan information, an online calculator, repayment details, FAQs and customer support.