Pandero is a collective-funding company that helps people in Peru work toward purchasing a vehicle or property. With more than 57 years of experience, it offers plans based on monthly contributions, with participants seeking access to financing through regulated assemblies, where contracts may be awarded by lottery or through bids using advance payments.

Its automotive options include financing for new cars over 60 months, seminuevos up to seven years old and 70,000 kilometres, and a renewal option that lets customers use their current vehicle as part payment. For property, Pandero offers plans for acquiring a home, as well as financing for home extensions and renovations. The site also highlights support for purchasing apartments, land, and commercial premises.

Customers can explore plans, request a quote, and access digital platforms, help resources, and in-person guidance through more than 60 sales locations nationwide. Pandero provides information for members about contracts, assemblies, awards, benefits, and completed groups, alongside customer-service channels and transparency resources.