Patrimoine Optimisation

Patrimoine Optimisation is a wealth-management firm serving individuals, business owners, companies, holding companies, property companies and institutional clients. A generalist in wealth management since 2010, it has specialised in corporate and institutional cash management since 2017. The firm provides tailored advice designed to align investment choices with each client’s objectives, liquidity needs, risk tolerance and time horizon.

Its services cover three main areas: wealth management, business-property investment and the management of company and institutional cash. For cash strategies, it assesses available funds, liquidity requirements, tax considerations and investment constraints, and may consider solutions such as money-market and bond investments, capitalisation contracts, insurance-based products, diversified funds, structured products and property investments. In business real estate, Patrimoine Optimisation advises on the search, analysis, acquisition and valuation of offices, shops, industrial premises, warehouses, professional buildings and land. Its assessments consider factors including location, tenants, leases, costs, building condition and future resale potential. The firm’s broader wealth advice takes account of clients’ financial, family, professional and tax circumstances, as well as goals such as retirement, asset transfer and family protection.