The Policyholders Compensation Fund (PCF) is a state corporation established in 2004 under the National Treasury, aiming to enhance public confidence in the insurance industry. Officially operational since January 2005, the PCF was created in response to the collapse of numerous insurance companies, providing critical compensation to claimants of insurers under Statutory Management. Governed by the Insurance Act (Cap 487), the PCF emphasizes accountability, professionalism, and innovation to ensure timely resolutions for policyholders.

The Fund's services include compensation for affected policyholders, liquidation support, and managing statutory obligations related to insurance failures. Catering to the needs of both English and Swahili-speaking clients, the PCF also offers online services such as complaints and claims portals. Through its proactive approach to stakeholder engagement, the PCF ensures transparency and integrity while promoting a secure insurance environment in Kenya. Located at KWFT Center, Upper Hill, Nairobi, the organization is committed to safeguarding the interests of its stakeholders and enhancing the insurance experience for all.