At Penfor, we are specialists in all insurance policies, ensuring that agreements with insurance companies are executed and implemented. As an independent insurance broker, we are on your side of the table! We act as your company's advisor and represent you in dealings with insurance companies. Together, we find the right and best insurance solutions for your business.

We help create the foundation for your insurance policy. We ensure that you are correctly insured according to the wishes and requirements defined by your insurance policy. We excel in all insurance policies and ensure the effective execution and implementation of agreements with insurance companies.

As insurance brokers, we purchase your insurance at a reduced price, obtaining the best prices on the market through broker discounts from major insurance companies. Penfor is remunerated with an agreed fee - per hour, per case, or annually. We have no fees, administrative surcharges, or other income, and we do not receive commissions from insurance companies.

Our remuneration is always balanced in relation to our ability to deliver results, our time commitment, and our clients' satisfaction with our services. Our process starts with a meeting where we require a signed power of attorney in order to handle dialogues with your insurance companies and work with your policies and claims. We go through and prepare the mandatory cooperation agreement together.

The agreement regulates the work you have chosen for us to perform and what you will pay for our services. Once we have an overview of your existing insurance arrangements, we review your various risks and establish the basis for both revising your insurances and preparing for and conducting market tenders. We compare the received insurance offers and provide you with the best possible decision basis for your choice of insurance solutions.

We also prepare a written recommendation report. You choose your future partners. We execute your decisions and ensure that policies and premium collections are issued correctly through dialogue with the selected insurance companies.

Other agreements are also carried out, including updates to insurance policies, insurance manuals, insurance paradigms, employee orientation, and all other communication. We also define principles for future policy and claims administration, such as through IT tools or simple electronic claim notifications. We handle your insurances and take care of all policy control, premium administration, and answer all your daily questions.

Claims are generally reported to us unless otherwise agreed. We are your sparring partner and colleague who just happens to have an office in a different location! We visit you as often as you wish and always participate in risk and insurance-related meetings. Well in advance of insurance renewals, we take the time to define your desires and strategy for the upcoming renewal.

In addition to our services, please feel free to contact us for any further assistance. We are located at Bagsværd Møllevej 3, 2800 Lyngby, and you can reach us at +45 40 85 03 03 or info@penfor. com.

We look forward to hearing from you and meeting with you to discuss your risk management and insurance needs