People’s Bank is a state-owned commercial bank in Sri Lanka, serving individuals, businesses and enterprises with a broad range of financial products and services. Its personal banking options include savings and current accounts, foreign currency accounts and term deposits, alongside loans for housing, vehicles, education, professionals and other everyday needs. For businesses, the bank offers corporate and commercial banking, lending, SME and microfinance facilities, refinance and development loans, and services for cooperatives. Customers can also access debit and credit cards, merchant services and digital banking through mobile, internet and corporate platforms.

People’s Bank supports international transactions through foreign remittance, trade finance, foreign exchange and offshore banking services. Its treasury offerings include money market services, government securities through its Primary Dealer Unit, and investment banking. The bank also provides tools and resources such as a remittance-tracking app, loan calculator, exchange-rate information and a nationwide ATM and branch network. With services designed for both personal and commercial needs, People’s Bank aims to make everyday banking and business finance accessible across Sri Lanka.