Phillips Financial, also known as Phillips Wealth Planners, is a registered investment advisor based in Starkville, Mississippi. Led by Lynn Phillips-Gaines, the firm has served clients since 1982 and takes a personal approach to financial guidance, beginning with conversations about each client’s life, aspirations, questions, and concerns. Its team develops tailored financial plans designed to help clients pursue the life they envision, while accounting for individual needs and constraints.

The firm’s five-step wealth management process includes understanding a client’s goals, collaborating with experienced professionals such as accountants and lawyers, analyzing circumstances and designing a strategy, implementing the action plan, and managing progress through structured reviews and adjustments. Phillips Financial emphasizes making complex financial matters easier to understand and keeping clients informed as their situations change. The team includes Lynn Phillips-Gaines, Lauren Black, Amy Hart, Mauria Robertson, and Madeline Golden. The firm also hosts special events and casual gatherings for clients.