Pepper

Pepper, Johnstone & Company is an independently owned insurance agency serving individuals, families, businesses, and organizations. With offices in Athens and Huntsville, Alabama, and licenses across multiple U.S. states, the agency has more than 55 years of experience helping clients find coverage suited to their needs and budgets. It works with more than 60 insurance companies, offering clients a range of options from established carriers.

Personal insurance offerings include coverage for homes, condominiums, automobiles, boats, and renters. Business coverage includes commercial auto, property, liability, umbrella, and workers’ compensation insurance. The agency also offers farm and life insurance, alongside broader specialty insurance options. Its services extend beyond policies to include risk management, insurance guidance, and investment solutions for individuals, small businesses, and corporate clients.

Licensed insurance professionals discuss clients’ needs, review coverage options, and help identify potential gaps before comparing available choices. Dedicated service staff assist with claims, payments, policy changes, and other account needs, while a claims manager can advocate for clients during the claims process.