PJ Private Clients is a brand division of NEBA Private Clients, focused on helping experienced investors make considered decisions when significant sums of money become available. Its complimentary Decision Review is designed for people with at least £100,000 available or due within six months, including after an investment matures, a structured product reaches a decision point, or a sale, bonus or exit releases capital. It may also suit investors managing cash while awaiting an appropriate time to invest or responding to a change in residency.

The review provides a structured second opinion on available options, risks and the timing and sequence of decisions. Clients outline their circumstances, then assess possible approaches; where implementation is appropriate, they can proceed, and where it is not, they receive clarity and a documented decision. The service is positioned as a decision review rather than a sales call or general advice. Any ongoing work is strictly fee-based, with no commissions accepted.