Plan Wise Wealth Group is a fiduciary registered investment advisory firm serving retirees in Indiana. The firm helps clients turn savings into a clear, coordinated retirement plan through its Wise Home™ framework, which assigns each dollar a defined role. Its three tiers combine dependable income sources such as Social Security and pensions, a reserve designed to help protect spending from market downturns, and long-term investments intended to support growth and legacy goals.

Plan Wise offers personal retirement planning, investment management, retirement income strategies, tax planning and Roth conversion guidance, Social Security timing, required minimum distribution and Medicare IRMAA planning, and legacy coordination. Its approach considers how these decisions interact over the course of retirement, rather than treating investments, taxes, or benefits in isolation. The firm describes a five-stage client process that begins with discovery and emphasizes understanding a person’s circumstances before making recommendations. Founder and fiduciary advisor Richy Hirtle leads client planning, while the firm highlights ongoing, personal advisor relationships.