Plouta Wealth

Plouta is a UK financial wellness platform and app designed to help individuals and families understand their finances and plan for the future. Its tools bring budgeting, wealth tracking and financial goal planning together in one place. Users can monitor spending, investments, savings, debt and net worth, check a personalised financial wellness score, organise expenses, and store important documents in a digital vault. The app also offers financial insights, guidance and calculators, with options to enter information manually or upload statements without linking a bank account.

Plouta combines technology with access to selected professional advisers. Partnered FCA-regulated advisers provide services such as financial planning, pensions, retirement, inheritance tax, and protection and insurance guidance; qualified legal specialists provide wills and estate planning. Plouta itself does not provide regulated financial advice directly. The platform offers a free plan and says it uses encryption and privacy safeguards to protect user data. Its aim is to help people make more informed financial decisions and work towards their long-term goals with greater confidence.