Power Finance Texas is a Texas-based credit access business that arranges short-term installment loans for people seeking funds for unexpected expenses or other financial needs. Its offerings include online personal loans, installment loans, cash advances, and same-day loan options, with amounts ranging from $100 to $1,250. Repayment can be spread over time, with short-term loans advertised for terms of up to six months.

Customers can apply online at any time, and the company says applications may be evaluated in as little as 60 seconds, with many approvals made within minutes. Applicants need a checking account, phone number, and other basic qualifications; the company also states that prior credit history with it is not required. Power Finance Texas serves communities across the state, including Arlington, Dallas, El Paso, Houston, and San Antonio, and lists local offices in several cities.

The website provides loan information, eligibility requirements, frequently asked questions, disclosures, and application access. Customer support is available by phone and email, with weekday and Saturday business hours