Preferred Bank is a U.S. bank serving consumers and businesses, with more than 30 years of community service. Its offerings combine personal banking, business and commercial services, and lending solutions. Personal and business customers can access checking and savings accounts, certificates of deposit, debit cards, fund transfers, online and mobile banking, bill pay, and other electronic banking services. The bank also provides credit cards and international services, including foreign currency and wire transfers.

For businesses, Preferred Bank offers commercial deposits, loans and lines of credit, SBA lending, trade finance, and real estate and construction financing. Treasury management services include ACH origination, cash vault services, lockbox services, merchant solutions, positive pay, and remote deposit capture. Individuals seeking home financing can explore the bank’s mortgage and home loan options.

Customers can manage accounts through the Preferred Mobile Banking app, including checking balances, depositing checks, receiving alerts, and sending money with Zelle. Preferred Bank also provides branch services, account opening support, and information about deposit protection.