Premium Finance is a trusted brand of professional and experienced mortgage and insurance advisers. We are located in Epsom, Auckland, and welcome enquiries from throughout New Zealand. Our dedicated team works for you, not the providers, ensuring that you benefit from our extensive knowledge and advice.

Whether you are in the market for a first home loan or comprehensive insurance coverage, our mortgage and insurance advisers are here to assist you every step of the way. We have access to the best products offered by top insurance and mortgage providers across New Zealand. As an independent firm, we have no quota system for any specific company, allowing us to select the right products and services that suit your current situation, future goals, budget, and personal preference.

At Premium Finance, our number one principle is to do the right thing for our clients and provide them with good, honest, and unbiased advice. We have a proven track record of saving our clients thousands of dollars by matching their needs with the appropriate cover. Whether you need general insurance or mortgage advice, assistance selecting specific products, or help with the claims process, we are here to support you.

You can choose to meet with us in-person at our office, conveniently located in Epsom, Auckland, or we can arrange phone calls or Zoom meetings if you prefer. Our Principal Adviser and Director, David Chakravarty, has over 15 years of valuable experience in the insurance and mortgage industry. At Premium Finance, we offer a comprehensive range of services beyond mortgages and insurance.

We can connect you with professionals who provide investments, share brokerage, portfolio build-up, house insurance, car insurance, contents insurance, accounting services, and KiwiSaver through our trusted business associates. Our core values of integrity, objectivity, competence, fairness, confidentiality, and professionalism guide everything we do. We believe in providing professional services with integrity and objectivity, maintaining our knowledge and skill to serve you competently, being fair and reasonable in all professional relationships, protecting the confidentiality of your information, and acting with dignity and courtesy.

Our six-step process ensures that you have the right plan in place. We begin by qualifying your needs and providing you with a full Disclosure Statement. Then, we gather information about you, tailor a specific plan using the best products available, and present it to you for review.

Once you're satisfied, we put the plan into action, taking care of all the necessary paperwork and keeping you informed of the progress. Regular reviews ensure that your plan remains suitable for your changing circumstances. We specialize in mortgages, offering advice and assistance for first home loans, refinancing, and mortgage refinancing.

Our insurance services include assessing your level of risk and recommending the right insurance coverage for life, trauma, TPD, mortgage and income protection, health and medical, group, and fire and general insurance. We are also here to assist you with claims and conduct regular reviews to ensure your insurance cover is still appropriate. To learn more about how Premium Finance can help you with your mortgage or insurance needs, contact us today.

You can fill out the form on our website, and we will get in touch with you as soon as possible. Alternatively, you can give us a call at 021 131 1862. We look forward to assisting you on your financial journey